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H2ODOG said:
Now that Nixon has authorized the Guard, it is civil unrest and no longer covered by insurance. NONE of it is covered. Chit out of luck for all the homeowners and business owners.

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I didn't know that part. That makes it easier to understand why business owners would rebuild on land they already own, rather than trying to sell it and rebuild somewhere else. Still crazy though, that they're put in that situation by locals who shop there.